"Fundera's quarterly report, The State of Online Small Business Lending, lets us put all the data we have covering small business eligibility and borrowing trends to good use. The more educated and aware entrepreneurs are, the better decisions they can make when it comes to financing their businesses-we really believe that.
This quarter, we decided to take a closer look at an incredibly important topic: women in the world of small business. When compared to their male counterparts, how eligible are female entrepreneurs for business financing? What sorts of loans do they get, for how much money, and at what rates? Are there substantive differences in categories like credit score, annual revenue, and industry? In short, do women entrepreneurs have a harder time financing their businesses?
Unsurprisingly, the results of our deep dive weren't too encouraging-but we're confident that alternative lending can be a platform for greater equality in the business financing industry. Transparency is just the first of many steps, but it's a vital one."
"This study provides an insight into social enterprise in Malaysia, including an estimate of the scale and scope of the sector. It assesses existing policies that are relevant to social enterprise and analyses how these have been implemented. This study is based on quantitative information obtained from a total of 132 survey respondents across Malaysia."
"In a webinar on February 20, 2020, Tim Ogden, Managing Director of the Financial Access Initiative at NYU shared the latest insights on SME business training programs, with guest speaker David McKenzie, Lead Economist in the Development Research Group, Finance and Private Sector Development Unit at the World Bank. Tim and David discussed what we know about small business performance and productivity, the importance of management, and training impact evaluations--all essential for innovating SME training programs."
"This report presents the Rankings and Recognitions derived from the World Benchmark Study 2019-2020, sponsored by Qatar Development Bank. While traditional incubation and acceleration powerhouses in North America and Western Europe continue to be strongly represented, programs from around the world have captured top spots, underscoring the global importance of university, public, private and corporate incubators and accelerators for successfully nurturing the visionaries and changemakers of tomorrow."
"Inspired by an efficacy debate, this paper aims to understand to what extent do entrepreneurs value business accelerators and what contributes to this value. And as entrepreneurs consider accelerators to be a viable alternative to traditional business incubators, the research seeks to compare these startup support options."
"We propose that using simulation experiments with random assignment of players to roles presents a useful way to test and expand organization theory and elucidate the interplay between micro-processes and macro phenomena. In this paper, we discuss the advantages of using these simulations to conduct organizational experiments at scale and illustrate the usefulness of these experiments by looking at theorized causes of entrepreneurial gender bias using The Startup Game, a role-playing simulation of capital raising in Silicon Valley. In this game, we randomly assigned 27,082 players in 259 organizations to founder and investor roles involving fictional companies. We thereby generated multiple "worlds" with different features, which enabled us to look at how player role assignment influenced organizational outcomes. We found that assigning identical startups to female (vs. male) founders systematically resulted in 11 percent lower valuations from investors. We looked at variation across game runs using data from multi-founder teams to understand why. We found that assigning one percent more female players to the investor role resulted in lowering the gender gap in startup funding by 272 percent. These results suggest that equalizing the investor pool potentially holds the key to reducing entrepreneurial gender bias. We discuss the implications of our findings for the value of using simulated experiences to design more equitable organizations and markets."
"Timbali Technology Incubator in the Mpumalanga region of South Africa seeks to help rural farmers whose livelihood has been undercut by high-volume large farms. Supported by government financing and fee-based services, Timbali is largely based on a franchise model. Its clients supply cut flowers to Amablom,Timbali’s commercial arm. Individual clients can begin generating revenue almost immediately. Timbali helps clients both onsite and off, training them in business methods and helping them find loans to get started. It is helping clients expand intoother product lines and value-added food processing, and plans to export its model into other parts of South Africa."
"This toolbox is the result of a collaborative process between Practical Action and the Institute of Socio-Economic Research of the Bolivian Catholic University "San Pablo" (IISEC-UCB). The complementarity of visions and action areas reflects in an innovative proposal that aims to respond to a frequent and growing need by non governmental organizations: to measure the impact of gender-focused actions promoted by development projects, in this case productive."
"This paper presents an aligned yet customizable framework of indicators for measuring farm-level sustainability in smallholder agricultural supply chains. These indicators are proposed primarily in the context of performance measurement, but can also be useful for more in-depth impact evaluation studies. The proposal is not for one single common set of indicators, but rather for using the same indicators when asking the same types of questions at the farm and household level. The authors argue that using the same indicators when asking the same questions in smallholder supply chains will increase comparability across data collection efforts and ensure that the community is building on the common understanding of how to gather credible, affordable, and useful data that facilitates learning."
"Este estudo explora como o setor de SGB pode contribuir para o alcance do ODS 8 e como as organizações de apoio à s SGBs podem ajudá-las a contribuírem com esse mesmo objetivo."