Resource Type
Research

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"The study was set in rural markets in Kenya with the objective of testing how the GET Ahead programme affects the profitability, growth and survival of female-owned businesses, and to evaluate whether any gains in profitability come at the expense of other business owners. A year-and-a-half after the training had taken place, a mentoring intervention was randomly assigned among trained women to test whether additional group-based and in-person support strengthens the impacts of training on intended outcomes."

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"Risk is an inherent feature of agriculture around the globe. The ever-present uncertainties in weather, yields, prices, government policies, global markets, and other factors can cause high volatility in farm income. In developing countries, smallholder farmers (and other small enterprises within the value chain) often do not have access to risk management products such as insurance to protect themselves from shock. Key barriers to the development of insurance markets in developing countries include: lack of awareness and understanding about insurance among households, high overhead costs associated with data collection and claims processing, and the limited availability of insurance products that meet the needs of poor and low-income farmers.

The use of digital tools in agricultural insurance has the potential to facilitate client uptake, reduce transaction costs, improve efficiency of the insurance process, and increase household resilience to respond to external shocks while ensuring stability, growth, and sustainability of agricultural value chains. Technology has its shortcomings, and the use of digital tools alone will not be sufficient to increase access to affordable, quality agricultural insurance for smallholder farmers. However, when strategically and thoughtfully inserted into existing Feed the Future programs, technology has the potential to accelerate and amplify USAID investments in sustainable agriculture and food security."

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"This toolbox is the result of a collaborative process between Practical Action and the Institute of Socio-Economic Research of the Bolivian Catholic University "San Pablo" (IISEC-UCB). The complementarity of visions and action areas reflects in an innovative proposal that aims to respond to a frequent and growing need by non governmental organizations: to measure the impact of gender-focused actions promoted by development projects, in this case productive."

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"Este estudo explora como o setor de SGB pode contribuir para o alcance do ODS 8 e como as organizações de apoio às SGBs podem ajudá-las a contribuírem com esse mesmo objetivo."

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"Solar Sister, a social enterprise operating in Tanzania, Uganda, and Nigeria, is dedicated to eradicating energy poverty through the economic empowerment of women. In addition to economically empowering its women entrepreneurs, the business model of Solar Sister also cultivates sales networks built on trust in last-mile distribution methods. While Solar Sister has previously conducted research regarding its many entrepreneurs, it has lacked information on its end customers. In 2016 a research team from Santa Clara University’s Miller Center for Social Entrepreneurship undertook survey research with Solar Sister to examine the effects of solar lantern use on users’ health, education, time allocation, household savings, income generation, and increased agency. The research team conducted a 53-question survey in more than 20 villages across five regions in Tanzania, with research assistants providing English-Swahili translation. The data and stories presented here are intended to help illuminate the potential of solar lanterns to improve livelihoods in rural Tanzania and beyond."

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"This joint article by IFC and McKinsey finds that the unmet needs for credit by all emerging-market micro, small, and medium enterprises is significant, despite the importance of this sector to economic development and job creation. The article, Two Trillion and Counting, offers the first comprehensive assessment of the global credit gap, ranging from $2.1 trillion to $2.5 trillion, and some implications for public and private sector actors as they seek to close that gap."

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"ANDE, the Center for Development Alternatives, Enterprise Uganda, and Koltai & Company released the Phase I findings of ANDE's Uganda Entrepreneurial Ecosystem Initiative on November 28. The Phase I report maps the entrepreneurial ecosystems of Kampala and Gulu—two key regions for Ugandan economic growth. It then outlines a strategic path forward for promoting entrepreneurship in these regions, recommending specific actions to overcome ecosystem constraints. The second phase of the initiative will use these findings to design and implement a multi-stakeholder, multi-million-euro program to develop Ugandan entrepreneurship, beginning in 2019. Read the full report."

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"The Uganda Industrial Research Institute (UIRI), a traditional incubator run by the government, has made a significant impact by locating value-added processing systems from its Kampala headquarters into farmer communities. While the model lacks the necessary innovation development, UIRI offers SME clients in these regions the opportunity to expand their personal income and their existing businesses through local market development and value-added food processing. At the same time, however, UIRI’straditional incubator has been challenged to graduate incubatees who do not have the financial resources to stand on their own."

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"Prior research hints at the accelerator as a new generation incubation model. Accelerators have become an umbrella term for any program providing a service structure of mentorship, networking opportunities and access to funding. The challenge, however, is to understand their distinctive characteristics and profiles geared towards reinforcing business start-ups. How do accelerators operate as a new generation incubation model and how do they differ from existing incubation mechanisms? This inductive study investigates 13 accelerators across Europe and adopts a design lens to identify the accelerator model's key design parameters. We identify five key building blocks and distinguish between three different types of accelerators, taking the primary design theme of the accelerator into account. We contribute to the incubation literature by extending recognition of the heterogeneity of incubation models, by delineating the accelerator as a distinctive incubation model and by introducing the design lens as a useful theoretical framework to investigate incubation models and their evolution."

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"Fundera's quarterly report, The State of Online Small Business Lending, lets us put all the data we have covering small business eligibility and borrowing trends to good use. The more educated and aware entrepreneurs are, the better decisions they can make when it comes to financing their businesses-we really believe that.

This quarter, we decided to take a closer look at an incredibly important topic: women in the world of small business. When compared to their male counterparts, how eligible are female entrepreneurs for business financing? What sorts of loans do they get, for how much money, and at what rates? Are there substantive differences in categories like credit score, annual revenue, and industry? In short, do women entrepreneurs have a harder time financing their businesses?

Unsurprisingly, the results of our deep dive weren't too encouraging-but we're confident that alternative lending can be a platform for greater equality in the business financing industry. Transparency is just the first of many steps, but it's a vital one."

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